New Zealanders spend their lifetime adding value to their homes. When you retire, what do you do? Most people downsize and move into a license-to-occupy retirement home, which can offer a sense of community. But if you don’t thing a retirement village is for you, consider a home in Fonteyn Village, designed by property developer Tim Manning.

When asked about the concept behind Fonteyn Village – located in Avondale, Auckland – Tim Manning said while travelling overseas he’d noticed retirement villages all over the world with different financial structures and options. In New Zealand, there aren’t many options for the over-55s, so Tim Manning set out to create some.

Fonteyn Village, said Tim Manning, is designed as an affordable option for those wishing to downgrade their homes, thus releasing cash to fund retirement.

Anyone wishing to buy one of the 56 homes in the Fonteyn Village must be aged 55 or over. Fonteyn, however, is not your ordinary retirement village. There’s no statutory supervisor and no license-to-occupy. It’s a gated community where residents own their homes freehold and share common facilities.

Tim Manning designed the village with his clients in mind. A private road surrounds the community, and access to the gate is by swipe-card only. Tim Manning has added a community centre called the Club, containing a lounge and entertainment area.

Since not everyone wanted the range of recreation activities and social outings offered by most retirement homes, Tim Manning focused on keeping costs down for residents. While some retirement homes charge over $150 a week for these extra activities, Tim Manning ensures each residence pays less than $50.

With the Fonteyn homes selling for an average of $366,000 and most of the homes already sold, Tim Manning stands to make both a positive impact on the retiring community.

You’ve seen a home you love, and the price seems like a bargain. But then you notice the fine print – the house is on leasehold land. What does this mean, and are you actually getting a bargain after all?

If you brought this home, you would own the buildings, but the owner still owns the land. You lease the land from the owner at a price which is fixed for several years – 5% of the land’s value for 15 years is fairly standard – at which time the land is revalued and the price may increase.

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With a real estate office on every corner, it can seem impossible to choose the best agent to help you find your dream home. Real Estate agents spend every day in the front lines of the New Zealand property market, so they know what’s happening better than anyone. But choosing the right agent can be the difference between finding a bargain and getting a dud.

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A long time ago in a faraway land called New Zealand, property sold within a few weeks of it being placed on the market. The prices were great, and everyone was happy, especially the sellers.

But times have changed. The global economic downturn has caused a slump in prices and property sales that doesn’t seem to be shifting any time soon. If you’re selling property, chances are high it could be on the market for months.

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When selling property, most New Zealanders choose a real estate agent to act on their behalf. For a fee, your Real Estate agent will market your property and present it to potential buyers on your behalf.

Your Real Estate agent works for you, and is legally obliged to look after your interests. If your house doesn’t sell, your agent won’t get paid, so it’s in his or her own best interests to seek the best buyers for your property.

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